Banks in Japan That Help You Earn Miles Faster
This article introduces two major Japanese banks—Resona Bank and SMBC—that offer point programs convertible to shopping points or airline miles. Resona allows exchanges from just 100 points, while SMBC’s V-Points can be transferred to ANA, JAL, and even international carriers like British Airways and KLM. It’s a smart way to earn travel rewards through everyday banking. Learn how your bank account can help you reach your miles goals faster, whether for domestic flights or global adventures.


If you’re serious about earning airline miles in Japan, your bank account might be the secret weapon you’ve been overlooking. Some Japanese banks offer point programs that can be converted into shopping points—or even airline miles. That means your everyday banking activity could help fund your next flight.
Here are two major banks worth considering:
Resona Bank offers a point program where you can start exchanging from just 100 Resona Points. These points can be converted into shopping points or airline miles, depending on your preference. It’s a simple, low-threshold way to start building rewards from your banking activity.
Sumitomo Mitsui Banking Corporation (SMBC)
SMBC’s V-Point program allows exchanges starting from 500 points, and the airline options go beyond ANA and JAL. You can convert V-Points into miles for British Airways Avios, KLM Flying Blue, or even Japan’s low-cost carriers like Solaseed Air and Air Do. This makes SMBC a great choice for travelers with international or regional flight goals.
If you’re planning to open a new bank account in Japan, consider one that aligns with your travel strategy. Whether you’re aiming for domestic upgrades or international redemptions, these banks offer flexible options to help you reach your miles target faster.
In future posts, we’ll explore:
• How to link your bank point program to airline mileage accounts
• Which banks offer the best point-to-mile conversion rates
• And how to build a monthly banking routine that earns rewards passively
Your wallet isn’t just for spending. It can be your next travel tool.
