ANA or Elite Status? The Great Loyalty Tradeoff for Japan-Based Travelers (Part 3 of 4)
United gives Japan residents access to ANA. Delta gives qualifying Japanese American Express cardholders a path to Medallion status. One proposition emphasizes practical airline connectivity, while the other emphasizes recognition and elevated treatment. Which matters more depends on how, where and how often you travel. This article compares the two strategies through the eyes of domestic travelers, transpacific flyers and points collectors, revealing why the best foreign-airline program in Japan may not be the one with the most attractive credit card on paper.


Place the Japanese credit card strategies of United Airlines and Delta Air Lines side by side and neither emerges as a complete winner.
United offers Japan residents a large portfolio of locally issued MileagePlus cards and now openly places its international products beneath a message promising eligible cardholders at least 10 percent off United award travel. Yet many Japanese members have experienced United’s app and card marketing as primarily focused on Chase-issued products.
Delta presents almost the opposite proposition. Its Japanese Amex and JCB products receive clear recognition, and its Amex cards can provide a pathway to Silver or Gold Medallion status. But Delta cannot offer Japanese members a domestic full-service partner comparable to ANA.
The real question, therefore, is not which airline has the better card. It is what the cardholder wants the surrounding loyalty program to accomplish.
Consider a resident who regularly travels from Tokyo to Sapporo, Fukuoka, Okinawa or regional destinations. MileagePlus can be used for ANA domestic awards when partner seats are available. MileagePlus members can also earn on eligible ANA fares, making ANA part of both the earning and redemption sides of the program.
For this traveler, United’s most important Japanese benefit might not appear on the credit card at all. It is the ability to use ANA as a bridge between daily life in Japan and a foreign loyalty currency.
Delta provides domestic utility through Skymark, but only in a more limited form. Eligible Japan-resident Delta cardholders and Medallion members can use SkyMiles for specified Skymark routes, but Delta’s published arrangement is for award redemption rather than earning SkyMiles from paid Skymark travel.
Now consider a Japan-based traveler who frequently flies across the Pacific on Delta and its SkyTeam partners. That person may care less about earning miles on a routine Japanese domestic ticket and more about priority services, lounge access and recognition across an international itinerary.
For that traveler, a Japanese Delta Amex card’s Medallion pathway could be more immediately valuable than access to ANA awards. The standard card provides an initial period of Silver Medallion status, while the Gold product begins with Gold and offers subsequent status according to annual spending.
The difference can be summarized as utility versus treatment.
United’s advantage is that MileagePlus fits naturally around Japan’s largest Star Alliance carrier. It can help a member travel within Japan, connect to international destinations and redeem across a broad partner network. The card itself may not always make the holder feel especially recognized, but the miles can be highly relevant to a Japan-based itinerary.
Delta’s advantage is that its Japanese card products can make the holder feel recognized before boarding. The cards offer locally designed benefits, and the airline openly includes them in its international credit card portfolio. But once that member looks for a domestic Japanese partner capable of supporting routine earning and redemption, the network becomes thinner.
A third traveler complicates the comparison further: the dedicated points collector. This person might rarely buy paid tickets on ANA, Delta or Skymark. Instead, the goal is accumulating a non-expiring foreign currency and redeeming it for expensive flights.
MileagePlus miles do not expire, and United does not add partner-imposed fuel surcharges to award tickets. SkyMiles also do not expire, while Delta uses dynamic award pricing and no longer publishes conventional award charts. In this case, the decision may depend on desired routes, realistic award availability and the cost of generating each currency through Japanese card spending.
This is why a benefits chart alone cannot settle the debate. A credit card is only the front door. The loyalty program, airline network and redemption opportunities are the house behind it.
United constructed the more useful airline bridge into Japan through ANA. Delta constructed the more visible and status-oriented cardholder bridge through Amex and JCB. Each solved half of the problem.
For Japanese travelers, the right choice depends on which half matters more. Would you rather be recognized as an elite customer when you fly, or hold miles that connect more naturally to the flights you need inside Japan?
